Payment Rails.
Regulated Execution.
We operate the full path of a transaction, from authorisation to settlement, on one platform and one contract with a supervised Swiss counterparty.
Payment services provider since 2021
Payment Gateway
Card and alternative payment methods in multiple currencies, processed in real time.
Fraud Prevention
Scoring, rules and manual review that stop fraudulent transactions before capture.
Real-Time Analytics
Authorisation rates, declines and settlement timing, visible while it happens.
Secure Infrastructure
Encrypted, audited infrastructure hosted in Switzerland and the EEA.
Compliance and Onboarding
KYC, AML screening and ongoing monitoring under Swiss supervision.
API and Integration
A documented REST API, signed webhooks and a sandbox that mirrors production.
Payment Gateway
A single integration routes card and alternative payment methods through our acquiring partners. Authorisation, capture, refund and chargeback flows are exposed through one API and one dashboard, so a merchant operating across several markets keeps one reconciliation model rather than one per acquirer.
40+
Settlement currencies
<300ms
Authorisation latency
- Multi-currency settlement
- Real-time authorisation
- Fiat and crypto rails through regulated partners
Fraud Prevention
Every transaction is scored against device, behavioural and historical signals before it reaches the acquirer. Merchants set their own thresholds per market and per product, and a review queue keeps borderline cases with a human rather than declining good customers.
94.2%
Approval rate, trailing 30 days
0.4%
Chargeback ratio target
- Machine-learning transaction scoring
- Risk rules per market and product
- Manual review queue with case history
Real-Time Analytics
Dashboards report authorisation rate, decline reasons, chargeback ratio and settlement timing by acquirer, method and market. Data is exportable and available through the API, so it can feed a merchant’s own reporting rather than living only in our interface.
Live
Authorisation and decline feed
Daily
Reconciliation exports
- Live authorisation and decline breakdown
- Scheduled and ad-hoc exports
- Reconciliation-ready settlement reports
Secure Infrastructure
Card data is tokenised and never stored in merchant systems. Infrastructure sits in Swiss and EEA data centres with role-based access control, encryption in transit and at rest, and regular penetration testing and external review.
99.95%
Platform availability
CH / EEA
Data residency
- End-to-end encryption and tokenisation
- Swiss and EEA data residency
- Regular penetration testing
Compliance and Onboarding
Onboarding runs full KYC on the entity and its beneficial owners, with sanctions and PEP screening and a documented risk assessment. Monitoring continues for the life of the relationship, and reporting obligations under AMLA are handled by a designated compliance officer.
AMLA
Art. 2 para. 3 intermediary
SO-FIT
Self-regulatory organisation
- KYC on entities and beneficial owners
- Sanctions and PEP screening
- Ongoing transaction monitoring
API and Integration
The REST API covers payments, refunds, payouts and reporting, with idempotency keys on every write and signed webhooks for asynchronous events. A sandbox mirrors production behaviour, including declines and disputes, so integrations are tested before a single real transaction.
REST
Idempotent writes on every call
Sandbox
Production behaviour, test keys
- REST API with idempotent writes
- Signed webhooks for async events
- Sandbox with production behaviour
Start Onboarding.
Tell us your markets, volumes and payment methods. We say what we can support before anything is signed.
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